Back to All Loans
Term Loans & Working Capital
Stabilize your cash flow and fund long-term assets with structured Term Loans and Working Capital facilities.
Understanding Term Loans & Working Capital
Term loans are lump-sum cash injections used for capital expenditure (CapEx) like buying machinery or building a factory, repaid over a fixed tenure. Working Capital loans (OD/CC) are revolving credit limits to manage day-to-day operational expenses like inventory and payroll.
Key Features
- Lower interest rates compared to unsecured loans.
- Customized repayment schedules based on cash flow.
- Tax benefits on interest payments.
- vital for scaling manufacturing or trading operations.
Our Role
We thoroughly analyze your balance sheet to determine the right mix of debt. Our team prepares detailed projected financial statements and CMA data to justify your loan requirement to bank managers.
Why Apply Through Acharya?
- Highest success rate for MSME & Startup loans
- We prepare the CMA data & Project Report banks actually want
- Direct coordination with bank managers
- Transparency in processing fees and hidden charges
Available Mon-Sat, 9AM to 6PM